QBO to QIF Converter
Upload your QBO file and download clean QIF. Fast conversion, no manual copy-paste.
Free to try · no sign-up · preview before you download.
How to convert QBO to QIF
- 1
Upload your QBO file
Drag and drop your .qbo file, or click to browse.
- 2
Convert it
Statemently reads the file and creates a clean QIF output.
- 3
Download your QIF file
Your QIF (.qif) file downloads automatically, ready to import.
Why convert QBO to QIF?
Use this when you have a file in one format and need a clean QIF file without rebuilding it by hand.
- Upload your QBO file and download QIF
- Avoid manual copy-paste and formatting cleanup
- Works with real-world exports that do not follow a perfect template
Example: before and after
A sample QBO file and the exact QIF this tool produces from it.
Input · .qbo
<?xml version="1.0"?>
<?OFX OFXHEADER="200" VERSION="211" SECURITY="NONE" OLDFILEUID="NONE" NEWFILEUID="NONE"?>
<OFX><BANKMSGSRSV1><STMTTRNRS><STMTRS><CURDEF>USD</CURDEF>
<BANKACCTFROM><ACCTID>000111114821</ACCTID><ACCTTYPE>CHECKING</ACCTTYPE></BANKACCTFROM>
<BANKTRANLIST><DTSTART>20260601</DTSTART><DTEND>20260630</DTEND>
<STMTTRN><TRNTYPE>CREDIT</TRNTYPE><DTPOSTED>20260602</DTPOSTED><TRNAMT>4200.00</TRNAMT><FITID>1</FITID><NAME>Direct Deposit ACME Payroll</NAME></STMTTRN>
<STMTTRN><TRNTYPE>DEBIT</TRNTYPE><DTPOSTED>20260604</DTPOSTED><TRNAMT>-86.43</TRNAMT><FITID>2</FITID><NAME>Whole Foods Market</NAME></STMTTRN>
</BANKTRANLIST></STMTRS></STMTTRNRS></BANKMSGSRSV1></OFX>Output · .qif
!Type:Bank
D06/02/2026
T4200.00
PDirect Deposit ACME Payroll
^
D06/04/2026
T-86.43
PWhole Foods Market
^
What ends up in your QIF file
| QIF field | Comes from |
|---|---|
| D (Date) | Transaction date, written MM/DD/YYYY |
| T (Amount) | Signed amount |
| P (Payee) | Description |
| M (Memo) | Secondary description, when present |
Tips
- Files up to 8 MB are supported. Very large files may be summarized before AI conversion.
Frequently asked questions
Is the QBO to QIF converter free?
Yes — it's completely free, with no sign-up required.
What is a QBO file?
QBO is the QuickBooks Web Connect file used to import bank transactions directly into QuickBooks.
What can I do with the QIF file?
QIF (Quicken Interchange Format) is a long-standing plain-text format used by older Quicken versions, GnuCash, and many personal-finance apps.
Is my financial data private?
Your file is processed only for the conversion, never sold, and not stored by this converter after the conversion runs.
Is there a file size limit?
Files up to 8 MB are supported, which covers even multi-year exports.
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