What kind of PDFs are supported?

Text-based statement PDFs work today — the kind you download directly from your bank. Scanned or photographed statements need OCR, which is coming soon.

Is my financial data secure?

Files are processed privately and are never shared or sold. Uploads are kept only as long as needed to produce your export.

Which banks does it work with?

A generic parser handles most common statement layouts. Bank-specific templates for major banks are on the roadmap to push accuracy even higher.

What formats can I export?

Both CSV and Excel (XLSX). Every export reflects any edits you make in the review table.

Can I fix incorrect rows?

Yes. Every extracted row is editable inline before export, and a confidence score flags anything worth a second look.

QBO to Wave CSV Converter

Upload your QBO file and download clean Wave CSV. Fast conversion, no manual copy-paste.

Private processingNo sign-up for file conversionNo manual copy-paste

.qbo.csv

Free to try · no sign-up · preview before you download.

How to convert QBO to Wave CSV

1
Upload your QBO file
Drag and drop your .qbo file, or click to browse.
2
Convert it
Statemently reads the file and creates a clean Wave CSV output.
3
Download your Wave CSV file
Your Wave CSV (.csv) file downloads automatically, ready to import.

Why convert QBO to Wave CSV?

Use this when you have a file in one format and need a clean Wave CSV file without rebuilding it by hand.

Upload your QBO file and download Wave CSV
Avoid manual copy-paste and formatting cleanup
Works with real-world exports that do not follow a perfect template

Example: before and after

A sample QBO file and the exact Wave CSV this tool produces from it.

Input · .qbo

<?xml version="1.0"?>
<?OFX OFXHEADER="200" VERSION="211" SECURITY="NONE" OLDFILEUID="NONE" NEWFILEUID="NONE"?>
<OFX><BANKMSGSRSV1><STMTTRNRS><STMTRS><CURDEF>USD</CURDEF>
<BANKACCTFROM><ACCTID>000111114821</ACCTID><ACCTTYPE>CHECKING</ACCTTYPE></BANKACCTFROM>
<BANKTRANLIST><DTSTART>20260601</DTSTART><DTEND>20260630</DTEND>
<STMTTRN><TRNTYPE>CREDIT</TRNTYPE><DTPOSTED>20260602</DTPOSTED><TRNAMT>4200.00</TRNAMT><FITID>1</FITID><NAME>Direct Deposit ACME Payroll</NAME></STMTTRN>
<STMTTRN><TRNTYPE>DEBIT</TRNTYPE><DTPOSTED>20260604</DTPOSTED><TRNAMT>-86.43</TRNAMT><FITID>2</FITID><NAME>Whole Foods Market</NAME></STMTTRN>
</BANKTRANLIST></STMTRS></STMTTRNRS></BANKMSGSRSV1></OFX>

Output · .csv

Date	Description	Amount
2026-06-02	Direct Deposit ACME Payroll	4200
2026-06-04	Whole Foods Market	-86.43

Tips

Files up to 8 MB are supported. Very large files may be summarized before AI conversion.

Frequently asked questions

Is the QBO to Wave CSV converter free?

Yes — it's completely free, with no sign-up required.

What is a QBO file?

QBO is the QuickBooks Web Connect file used to import bank transactions directly into QuickBooks.

What can I do with the Wave CSV file?

Wave CSV uploads transactions into Wave for review and categorization.

Is my financial data private?

Your file is processed only for the conversion, never sold, and not stored by this converter after the conversion runs.

Is there a file size limit?

Files up to 8 MB are supported, which covers even multi-year exports.

Other QBO conversions

QBO to CSV QBO to Excel QBO to QuickBooks CSV QBO to Xero CSV QBO to Sage CSV QBO to Zoho Books CSV

Convert other files to Wave CSV

File to Wave CSV CSV to Wave CSV Excel to Wave CSV TSV to Wave CSV JSON to Wave CSV XML to Wave CSV

Got a bank statement PDF instead?

Statemently turns statement PDFs into clean Excel, CSV, and accounting exports. Free to try.

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