CSV to QIF Converter
Drop in a CSV file and download clean QIF. AI reads the file semantically, identifies financial or business transaction rows, and converts them into an import-ready QIF file.
Free · no sign-up · AI-powered semantic conversion.
How to convert CSV to QIF
- 1
Upload your CSV file
Drag and drop your .csv file, or click to browse. Statemently sends it to the configured AI provider for semantic conversion.
- 2
We convert it instantly
Statemently uses AI to understand the uploaded CSV file, normalize transaction-like rows, and write a clean QIF file.
- 3
Download your QIF file
Your QIF (.qif) file downloads automatically, ready to import.
Why convert CSV to QIF?
You'll usually reach for a CSV → QIF converter when a bank, marketplace, bookkeeping tool, or business export gives you a CSV file, but the tool you actually work in needs QIF.
- Move transactions from Most banks offer a CSV download, and every spreadsheet and accounting app can export one into GnuCash, older Quicken, MoneyDance, Banktivity, and most money managers.
- Avoid manual re-keying and the errors that come with it
- Let AI interpret non-standard columns and normalize dates, descriptions, and amounts
Example: before and after
A sample CSV file and the exact QIF this tool produces from it.
Input · .csv
Date,Description,Amount,Balance
2026-06-02,Direct Deposit ACME Payroll,4200.00,6431.18
2026-06-04,Whole Foods Market,-86.43,6344.75Output · .qif
!Type:Bank
D06/02/2026
T4200.00
PDirect Deposit ACME Payroll
MDirect Deposit ACME Payroll
^
D06/04/2026
T-86.43
PWhole Foods Market
MWhole Foods Market
^
What ends up in your QIF file
| QIF field | Comes from |
|---|---|
| D (Date) | Transaction date, written MM/DD/YYYY |
| T (Amount) | Signed amount |
| P (Payee) | Description |
| M (Memo) | Secondary description, when present |
About CSV and QIF
CSV (.csv)
CSV (Comma-Separated Values) is a plain-text table where each line is a transaction and each value is separated by a comma. It is the most portable financial format there is — no special software required to open or edit it.
- Exported by:
- Most banks offer a CSV download, and every spreadsheet and accounting app can export one.
- Read by:
- Excel, Google Sheets, Numbers, and virtually every bookkeeping, budgeting, and analytics tool.
QIF (.qif)
QIF (Quicken Interchange Format) is a long-standing plain-text format. Each transaction is a block of single-letter lines (D for date, T for amount, P for payee) ended by a caret. It predates OFX and is still widely supported.
- Created by:
- Older Quicken versions, GnuCash, and many personal-finance apps.
- Imports into:
- GnuCash, older Quicken, MoneyDance, Banktivity, and most money managers.
Tips
- If your dates look swapped, your bank may use DD/MM/YYYY — the converter detects the order automatically from your file.
- Files up to 8 MB are supported. Very large files may be summarized before AI conversion.
Frequently asked questions
Is the CSV to QIF converter free?
Yes — it's completely free, with no sign-up required.
What is a CSV file?
CSV (comma-separated values) is a plain-text spreadsheet format that opens in Excel, Google Sheets, and nearly every accounting or analysis tool.
What can I do with the QIF file?
QIF (Quicken Interchange Format) is a long-standing plain-text format used by older Quicken versions, GnuCash, and many personal-finance apps.
Is my financial data private?
Your file is processed by the configured AI conversion provider, never sold, and not stored by this converter after the conversion runs.
Is there a file size limit?
Files up to 8 MB are supported, which covers even multi-year exports.
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