What kind of PDFs are supported?

Text-based statement PDFs work today — the kind you download directly from your bank. Scanned or photographed statements need OCR, which is coming soon.

Is my financial data secure?

Files are processed privately and are never shared or sold. Uploads are kept only as long as needed to produce your export.

Which banks does it work with?

A generic parser handles most common statement layouts. Bank-specific templates for major banks are on the roadmap to push accuracy even higher.

What formats can I export?

Both CSV and Excel (XLSX). Every export reflects any edits you make in the review table.

Can I fix incorrect rows?

Yes. Every extracted row is editable inline before export, and a confidence score flags anything worth a second look.

QBO to NACHA Converter

Upload your QBO file and download clean NACHA. Fast conversion, no manual copy-paste.

Private processingNo sign-up for file conversionNo manual copy-paste

.qbo.ach

Free · preview before you download · free account to export.

How to convert QBO to NACHA

1
Upload your QBO file
Drag and drop your .qbo file, or click to browse.
2
Convert it
Statement to Sheets reads the file and creates a clean NACHA output.
3
Download your NACHA file
Your NACHA (.ach) file downloads automatically, ready to import.

Why convert QBO to NACHA?

Use this when you have a file in one format and need a clean NACHA file without rebuilding it by hand.

Upload your QBO file and download NACHA
Avoid manual copy-paste and formatting cleanup
Works with real-world exports that do not follow a perfect template

Example: before and after

A sample QBO file and the exact NACHA this tool produces from it.

Input · .qbo

<?xml version="1.0"?>
<?OFX OFXHEADER="200" VERSION="211" SECURITY="NONE" OLDFILEUID="NONE" NEWFILEUID="NONE"?>
<OFX><BANKMSGSRSV1><STMTTRNRS><STMTRS><CURDEF>USD</CURDEF>
<BANKACCTFROM><ACCTID>000111114821</ACCTID><ACCTTYPE>CHECKING</ACCTTYPE></BANKACCTFROM>
<BANKTRANLIST><DTSTART>20260601</DTSTART><DTEND>20260630</DTEND>
<STMTTRN><TRNTYPE>CREDIT</TRNTYPE><DTPOSTED>20260602</DTPOSTED><TRNAMT>4200.00</TRNAMT><FITID>1</FITID><NAME>Direct Deposit ACME Payroll</NAME></STMTTRN>
<STMTTRN><TRNTYPE>DEBIT</TRNTYPE><DTPOSTED>20260604</DTPOSTED><TRNAMT>-86.43</TRNAMT><FITID>2</FITID><NAME>Whole Foods Market</NAME></STMTTRN>
</BANKTRANLIST></STMTRS></STMTTRNRS></BANKMSGSRSV1></OFX>

Output · .ach

Date	Description	Amount
2026-06-02	Direct Deposit ACME Payroll	4200
2026-06-04	Whole Foods Market	-86.43

Tips

Files up to 8 MB are supported. Very large files may be summarized before AI conversion.

Frequently asked questions

Is the QBO to NACHA converter free?

Yes — it's completely free, with no sign-up required.

What is a QBO file?

QBO is the QuickBooks Web Connect file used to import bank transactions directly into QuickBooks.

What can I do with the NACHA file?

NACHA is the fixed-width ACH file format used for US bank payment files.

Is my financial data private?

Your file is processed only for the conversion, never sold, and not stored by this converter after the conversion runs.

Is there a file size limit?

Files up to 8 MB are supported, which covers even multi-year exports.

Other QBO conversions

QBO to CSV QBO to Excel QBO to QuickBooks CSV QBO to Xero CSV QBO to Wave CSV QBO to Sage CSV

Convert other files to NACHA

File to NACHA CSV to NACHA Excel to NACHA TSV to NACHA JSON to NACHA XML to NACHA

Got a bank statement PDF instead?

Statement to Sheets turns statement PDFs into clean Excel, CSV, and accounting exports. Free to try.

Convert a statement