CSV to NACHA Converter
Upload your CSV file and download clean NACHA. Fast conversion, no manual copy-paste.
Free · no sign-up · downloads automatically.
How to convert CSV to NACHA
- 1
Upload your CSV file
Drag and drop your .csv file, or click to browse.
- 2
Convert it
Statemently reads the file and creates a clean NACHA output.
- 3
Download your NACHA file
Your NACHA (.ach) file downloads automatically, ready to import.
Why convert CSV to NACHA?
Use this when you have a file in one format and need a clean NACHA file without rebuilding it by hand.
- Upload your CSV file and download NACHA
- Avoid manual copy-paste and formatting cleanup
- Works with real-world exports that do not follow a perfect template
Example: before and after
A sample CSV file and the exact NACHA this tool produces from it.
Input · .csv
Date,Description,Amount,Balance
2026-06-02,Direct Deposit ACME Payroll,4200.00,6431.18
2026-06-04,Whole Foods Market,-86.43,6344.75Output · .ach
| Date | Description | Amount |
|---|---|---|
| 2026-06-02 | Direct Deposit ACME Payroll | 4200 |
| 2026-06-04 | Whole Foods Market | -86.43 |
Tips
- If your dates look swapped, your bank may use DD/MM/YYYY — the converter detects the order automatically from your file.
- Files up to 8 MB are supported. Very large files may be summarized before AI conversion.
Frequently asked questions
Is the CSV to NACHA converter free?
Yes — it's completely free, with no sign-up required.
What is a CSV file?
CSV (comma-separated values) is a plain-text spreadsheet format that opens in Excel, Google Sheets, and nearly every accounting or analysis tool.
What can I do with the NACHA file?
NACHA is the fixed-width ACH file format used for US bank payment files.
Is my financial data private?
Your file is processed only for the conversion, never sold, and not stored by this converter after the conversion runs.
Is there a file size limit?
Files up to 8 MB are supported, which covers even multi-year exports.
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