QIF to NACHA Converter
Upload your QIF file and download clean NACHA. Fast conversion, no manual copy-paste.
Free · no sign-up · downloads automatically.
How to convert QIF to NACHA
- 1
Upload your QIF file
Drag and drop your .qif file, or click to browse.
- 2
Convert it
Statemently reads the file and creates a clean NACHA output.
- 3
Download your NACHA file
Your NACHA (.ach) file downloads automatically, ready to import.
Why convert QIF to NACHA?
Use this when you have a file in one format and need a clean NACHA file without rebuilding it by hand.
- Upload your QIF file and download NACHA
- Avoid manual copy-paste and formatting cleanup
- Works with real-world exports that do not follow a perfect template
Example: before and after
A sample QIF file and the exact NACHA this tool produces from it.
Input · .qif
!Type:Bank
D06/02/2026
T4200.00
PDirect Deposit ACME Payroll
^
D06/04/2026
T-86.43
PWhole Foods Market
^Output · .ach
| Date | Description | Amount |
|---|---|---|
| 2026-06-02 | Direct Deposit ACME Payroll | 4200 |
| 2026-06-04 | Whole Foods Market | -86.43 |
Tips
- Files up to 8 MB are supported. Very large files may be summarized before AI conversion.
Frequently asked questions
Is the QIF to NACHA converter free?
Yes — it's completely free, with no sign-up required.
What is a QIF file?
QIF (Quicken Interchange Format) is a long-standing plain-text format used by older Quicken versions, GnuCash, and many personal-finance apps.
What can I do with the NACHA file?
NACHA is the fixed-width ACH file format used for US bank payment files.
Is my financial data private?
Your file is processed only for the conversion, never sold, and not stored by this converter after the conversion runs.
Is there a file size limit?
Files up to 8 MB are supported, which covers even multi-year exports.
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