QBO to OFX Converter
Upload your QBO file and download clean OFX. Fast conversion, no manual copy-paste.
Free to try · no sign-up · preview before you download.
How to convert QBO to OFX
- 1
Upload your QBO file
Drag and drop your .qbo file, or click to browse.
- 2
Convert it
Statemently reads the file and creates a clean OFX output.
- 3
Download your OFX file
Your OFX (.ofx) file downloads automatically, ready to import.
Why convert QBO to OFX?
Use this when you have a file in one format and need a clean OFX file without rebuilding it by hand.
- Upload your QBO file and download OFX
- Avoid manual copy-paste and formatting cleanup
- Works with real-world exports that do not follow a perfect template
Example: before and after
A sample QBO file and the exact OFX this tool produces from it.
Input · .qbo
<?xml version="1.0"?>
<?OFX OFXHEADER="200" VERSION="211" SECURITY="NONE" OLDFILEUID="NONE" NEWFILEUID="NONE"?>
<OFX><BANKMSGSRSV1><STMTTRNRS><STMTRS><CURDEF>USD</CURDEF>
<BANKACCTFROM><ACCTID>000111114821</ACCTID><ACCTTYPE>CHECKING</ACCTTYPE></BANKACCTFROM>
<BANKTRANLIST><DTSTART>20260601</DTSTART><DTEND>20260630</DTEND>
<STMTTRN><TRNTYPE>CREDIT</TRNTYPE><DTPOSTED>20260602</DTPOSTED><TRNAMT>4200.00</TRNAMT><FITID>1</FITID><NAME>Direct Deposit ACME Payroll</NAME></STMTTRN>
<STMTTRN><TRNTYPE>DEBIT</TRNTYPE><DTPOSTED>20260604</DTPOSTED><TRNAMT>-86.43</TRNAMT><FITID>2</FITID><NAME>Whole Foods Market</NAME></STMTTRN>
</BANKTRANLIST></STMTRS></STMTTRNRS></BANKMSGSRSV1></OFX>Output · .ofx
<?xml version="1.0" encoding="UTF-8" standalone="no"?>
<?OFX OFXHEADER="200" VERSION="211" SECURITY="NONE" OLDFILEUID="NONE" NEWFILEUID="NONE"?>
<OFX><SIGNONMSGSRSV1><SONRS><STATUS><CODE>0</CODE><SEVERITY>INFO</SEVERITY></STATUS><DTSERVER>20260630120000</DTSERVER><LANGUAGE>ENG</LANGUAGE></SONRS></SIGNONMSGSRSV1><BANKMSGSRSV1><STMTTRNRS><TRNUID>1</TRNUID><STATUS><CODE>0</CODE><SEVERITY>INFO</SEVERITY></STATUS><STMTRS><CURDEF>USD</CURDEF><BANKACCTFROM><BANKID>000000000</BANKID><ACCTID>XXXXXXXX4821</ACCTID><ACCTTYPE>CHECKING</ACCTTYPE></BANKACCTFROM><BANKTRANLIST><DTSTART>20260601</DTSTART><DTEND>20260630</DTEND><STMTTRN><TRNTYPE>CREDIT</TRNTYPE><DTPOSTED>20260602</DTPOSTED><TRNAMT>4200.00</TRNAMT><FITID>202606020v6jgau</FITID><NAME>Direct Deposit ACME Payroll</NAME><MEMO>Direct Deposit ACME Payroll</MEMO></STMTTRN><STMTTRN><TRNTYPE>DEBIT</TRNTYPE><DTPOSTED>20260604</DTPOSTED><TRNAMT>-86.43</TRNAMT><FITID>2026060417rbu62</FITID><NAME>Whole Foods Market</NAME><MEMO>Whole Foods Market</MEMO></STMTTRN></BANKTRANLIST><LEDGERBAL><BALAMT>0.00</BALAMT><DTASOF>20260630</DTASOF></LEDGERBAL></STMTRS></STMTTRNRS></BANKMSGSRSV1></OFX>What ends up in your OFX file
| OFX field | Comes from |
|---|---|
| DTPOSTED | Transaction date (YYYYMMDD) |
| TRNAMT | Signed amount |
| TRNTYPE | DEBIT or CREDIT, derived from the amount sign |
| NAME / MEMO | Description |
| FITID | A stable unique ID per transaction |
Tips
- Files up to 8 MB are supported. Very large files may be summarized before AI conversion.
Frequently asked questions
Is the QBO to OFX converter free?
Yes — it's completely free, with no sign-up required.
What is a QBO file?
QBO is the QuickBooks Web Connect file used to import bank transactions directly into QuickBooks.
What can I do with the OFX file?
OFX (Open Financial Exchange) is the universal bank-data format read by QuickBooks, Quicken, GnuCash, and most accounting tools, importing with no column mapping.
Is my financial data private?
Your file is processed only for the conversion, never sold, and not stored by this converter after the conversion runs.
Is there a file size limit?
Files up to 8 MB are supported, which covers even multi-year exports.
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