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OFX to NACHA Converter

Upload your OFX file and download clean NACHA. Fast conversion, no manual copy-paste.

.ofx.ach

Free · no sign-up · downloads automatically.

How to convert OFX to NACHA

  1. 1

    Upload your OFX file

    Drag and drop your .ofx file, or click to browse.

  2. 2

    Convert it

    Statemently reads the file and creates a clean NACHA output.

  3. 3

    Download your NACHA file

    Your NACHA (.ach) file downloads automatically, ready to import.

Why convert OFX to NACHA?

Use this when you have a file in one format and need a clean NACHA file without rebuilding it by hand.

  • Upload your OFX file and download NACHA
  • Avoid manual copy-paste and formatting cleanup
  • Works with real-world exports that do not follow a perfect template

Example: before and after

A sample OFX file and the exact NACHA this tool produces from it.

Input · .ofx

<?xml version="1.0"?>
<?OFX OFXHEADER="200" VERSION="211" SECURITY="NONE" OLDFILEUID="NONE" NEWFILEUID="NONE"?>
<OFX><BANKMSGSRSV1><STMTTRNRS><STMTRS><CURDEF>USD</CURDEF>
<BANKACCTFROM><ACCTID>000111114821</ACCTID><ACCTTYPE>CHECKING</ACCTTYPE></BANKACCTFROM>
<BANKTRANLIST><DTSTART>20260601</DTSTART><DTEND>20260630</DTEND>
<STMTTRN><TRNTYPE>CREDIT</TRNTYPE><DTPOSTED>20260602</DTPOSTED><TRNAMT>4200.00</TRNAMT><FITID>1</FITID><NAME>Direct Deposit ACME Payroll</NAME></STMTTRN>
<STMTTRN><TRNTYPE>DEBIT</TRNTYPE><DTPOSTED>20260604</DTPOSTED><TRNAMT>-86.43</TRNAMT><FITID>2</FITID><NAME>Whole Foods Market</NAME></STMTTRN>
</BANKTRANLIST></STMTRS></STMTTRNRS></BANKMSGSRSV1></OFX>

Output · .ach

DateDescriptionAmount
2026-06-02Direct Deposit ACME Payroll4200
2026-06-04Whole Foods Market-86.43

Tips

  • Files up to 8 MB are supported. Very large files may be summarized before AI conversion.

Frequently asked questions

Is the OFX to NACHA converter free?

Yes — it's completely free, with no sign-up required.

What is a OFX file?

OFX (Open Financial Exchange) is the universal bank-data format read by QuickBooks, Quicken, GnuCash, and most accounting tools, importing with no column mapping.

What can I do with the NACHA file?

NACHA is the fixed-width ACH file format used for US bank payment files.

Is my financial data private?

Your file is processed only for the conversion, never sold, and not stored by this converter after the conversion runs.

Is there a file size limit?

Files up to 8 MB are supported, which covers even multi-year exports.

Other OFX conversions

Convert other files to NACHA

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