What kind of PDFs are supported?

Text-based statement PDFs work today — the kind you download directly from your bank. Scanned or photographed statements need OCR, which is coming soon.

Is my financial data secure?

Files are processed privately and are never shared or sold. Uploads are kept only as long as needed to produce your export.

Which banks does it work with?

A generic parser handles most common statement layouts. Bank-specific templates for major banks are on the roadmap to push accuracy even higher.

What formats can I export?

Both CSV and Excel (XLSX). Every export reflects any edits you make in the review table.

Can I fix incorrect rows?

Yes. Every extracted row is editable inline before export, and a confidence score flags anything worth a second look.

CSV to QBO Converter

Upload your CSV file and download clean QBO. Fast conversion, no manual copy-paste.

Private processingNo sign-up for file conversionNo manual copy-paste

.csv.qbo

QBO/QFX files may need a bank-specific Intuit ID to import into QuickBooks or Quicken without a warning.

Free · preview before you download · free account to export.

How to convert CSV to QBO

1
Upload your CSV file
Drag and drop your .csv file, or click to browse.
2
Convert it
Statement to Sheets reads the file and creates a clean QBO output.
3
Download your QBO file
Your QBO (.qbo) file downloads automatically, ready to import.

Why convert CSV to QBO?

Use this when you have a file in one format and need a clean QBO file without rebuilding it by hand.

Upload your CSV file and download QBO
Avoid manual copy-paste and formatting cleanup
Works with real-world exports that do not follow a perfect template

Example: before and after

A sample CSV file and the exact QBO this tool produces from it.

Input · .csv

Date,Description,Amount,Balance
2026-06-02,Direct Deposit ACME Payroll,4200.00,6431.18
2026-06-04,Whole Foods Market,-86.43,6344.75

Output · .qbo

OFXHEADER:100
DATA:OFXSGML
VERSION:102
SECURITY:NONE
ENCODING:USASCII
CHARSET:1252
COMPRESSION:NONE
OLDFILEUID:NONE
NEWFILEUID:NONE

<OFX><SIGNONMSGSRSV1><SONRS><STATUS><CODE>0<SEVERITY>INFO</STATUS><DTSERVER>20260604120000<LANGUAGE>ENG<FI><ORG>Statement to Sheets<FID>10000</FI><INTU.BID>3000</SONRS></SIGNONMSGSRSV1><BANKMSGSRSV1><STMTTRNRS><TRNUID>1<STATUS><CODE>0<SEVERITY>INFO</STATUS><STMTRS><CURDEF>USD<BANKACCTFROM><BANKID>000000000<ACCTID>000000000<ACCTTYPE>CHECKING</BANKACCTFROM><BANKTRANLIST><DTSTART>20260602<DTEND>20260604<STMTTRN><TRNTYPE>CREDIT<DTPOSTED>20260602<TRNAMT>4200.00<FITID>202606020<NAME>Direct Deposit ACME Payroll<MEMO>Direct Deposit ACME Payroll</STMTTRN><STMTTRN><TRNTYPE>DEBIT<DTPOSTED>20260604<TRNAMT>-86.43<FITID>202606041<NAME>Whole Foods Market<MEMO>Whole Foods Market</STMTTRN></BANKTRANLIST><LEDGERBAL><BALAMT>6344.75<DTASOF>20260604</LEDGERBAL></STMTRS></STMTTRNRS></BANKMSGSRSV1></OFX>

What ends up in your QBO file

QBO field	Comes from
DTPOSTED	Transaction date (YYYYMMDD)
TRNAMT	Signed amount
TRNTYPE	DEBIT or CREDIT, derived from the amount sign
NAME / MEMO	Description
INTU.BID	QuickBooks Web Connect branding block (generic by default)

Tips

If your dates look swapped, your bank may use DD/MM/YYYY — the converter detects the order automatically from your file.
QBO/QFX files carry a generic Intuit bank ID. QuickBooks or Quicken may ask you to confirm the bank on first import.
Files up to 8 MB are supported. Very large files may be summarized before AI conversion.

Frequently asked questions

Is the CSV to QBO converter free?

Yes — it's completely free, with no sign-up required.

What is a CSV file?

CSV (comma-separated values) is a plain-text spreadsheet format that opens in Excel, Google Sheets, and nearly every accounting or analysis tool.

What can I do with the QBO file?

QBO is the QuickBooks Web Connect file used to import bank transactions directly into QuickBooks.

Is my financial data private?

Your file is processed only for the conversion, never sold, and not stored by this converter after the conversion runs.

Is there a file size limit?

Files up to 8 MB are supported, which covers even multi-year exports.

Will the QBO file import into QuickBooks or Quicken?

QBO/QFX files may need a bank-specific Intuit ID to import into QuickBooks or Quicken without a warning.

Other CSV conversions

CSV to Excel CSV to QuickBooks CSV CSV to Xero CSV CSV to Wave CSV CSV to Sage CSV CSV to Zoho Books CSV

Convert other files to QBO

File to QBO Excel to QBO TSV to QBO JSON to QBO XML to QBO HTML Table to QBO

Got a bank statement PDF instead?

Statement to Sheets turns statement PDFs into clean Excel, CSV, and accounting exports. Free to try.

Convert a statement