What kind of PDFs are supported?

Text-based statement PDFs work today — the kind you download directly from your bank. Scanned or photographed statements need OCR, which is coming soon.

Is my financial data secure?

Files are processed privately and are never shared or sold. Uploads are kept only as long as needed to produce your export.

Which banks does it work with?

A generic parser handles most common statement layouts. Bank-specific templates for major banks are on the roadmap to push accuracy even higher.

What formats can I export?

Both CSV and Excel (XLSX). Every export reflects any edits you make in the review table.

Can I fix incorrect rows?

Yes. Every extracted row is editable inline before export, and a confidence score flags anything worth a second look.

CSV to QBO Converter

Drop in a CSV file and download clean QBO. AI reads the file semantically, identifies financial or business transaction rows, and converts them into an import-ready QBO file.

.csv.qbo

QBO/QFX files may need a bank-specific Intuit ID to import into QuickBooks or Quicken without a warning.

Free · no sign-up · AI-powered semantic conversion.

How to convert CSV to QBO

1
Upload your CSV file
Drag and drop your .csv file, or click to browse. Statemently sends it to the configured AI provider for semantic conversion.
2
We convert it instantly
Statemently uses AI to understand the uploaded CSV file, normalize transaction-like rows, and write a clean QBO file.
3
Download your QBO file
Your QBO (.qbo) file downloads automatically, ready to import.

Why convert CSV to QBO?

You'll usually reach for a CSV → QBO converter when a bank, marketplace, bookkeeping tool, or business export gives you a CSV file, but the tool you actually work in needs QBO.

Move transactions from Most banks offer a CSV download, and every spreadsheet and accounting app can export one into QuickBooks Desktop and QuickBooks Online (via Web Connect import).
Avoid manual re-keying and the errors that come with it
Let AI interpret non-standard columns and normalize dates, descriptions, and amounts

Example: before and after

A sample CSV file and the exact QBO this tool produces from it.

Input · .csv

Date,Description,Amount,Balance
2026-06-02,Direct Deposit ACME Payroll,4200.00,6431.18
2026-06-04,Whole Foods Market,-86.43,6344.75

Output · .qbo

OFXHEADER:100
DATA:OFXSGML
VERSION:102
SECURITY:NONE
ENCODING:USASCII
CHARSET:1252
COMPRESSION:NONE
OLDFILEUID:NONE
NEWFILEUID:NONE

<OFX><SIGNONMSGSRSV1><SONRS><STATUS><CODE>0<SEVERITY>INFO</STATUS><DTSERVER>20260604120000<LANGUAGE>ENG<FI><ORG>Statemently<FID>10000</FI><INTU.BID>3000</SONRS></SIGNONMSGSRSV1><BANKMSGSRSV1><STMTTRNRS><TRNUID>1<STATUS><CODE>0<SEVERITY>INFO</STATUS><STMTRS><CURDEF>USD<BANKACCTFROM><BANKID>000000000<ACCTID>000000000<ACCTTYPE>CHECKING</BANKACCTFROM><BANKTRANLIST><DTSTART>20260602<DTEND>20260604<STMTTRN><TRNTYPE>CREDIT<DTPOSTED>20260602<TRNAMT>4200.00<FITID>202606020<NAME>Direct Deposit ACME Payroll<MEMO>Direct Deposit ACME Payroll</STMTTRN><STMTTRN><TRNTYPE>DEBIT<DTPOSTED>20260604<TRNAMT>-86.43<FITID>202606041<NAME>Whole Foods Market<MEMO>Whole Foods Market</STMTTRN></BANKTRANLIST><LEDGERBAL><BALAMT>6344.75<DTASOF>20260604</LEDGERBAL></STMTRS></STMTTRNRS></BANKMSGSRSV1></OFX>

What ends up in your QBO file

QBO field	Comes from
DTPOSTED	Transaction date (YYYYMMDD)
TRNAMT	Signed amount
TRNTYPE	DEBIT or CREDIT, derived from the amount sign
NAME / MEMO	Description
INTU.BID	QuickBooks Web Connect branding block (generic by default)

About CSV and QBO

CSV (.csv)

CSV (Comma-Separated Values) is a plain-text table where each line is a transaction and each value is separated by a comma. It is the most portable financial format there is — no special software required to open or edit it.

Exported by:: Most banks offer a CSV download, and every spreadsheet and accounting app can export one.
Read by:: Excel, Google Sheets, Numbers, and virtually every bookkeeping, budgeting, and analytics tool.

QBO (.qbo)

QBO is the QuickBooks Web Connect file — an OFX file tailored for QuickBooks. It lets you import bank transactions straight into a QuickBooks account.

Created by:: Banks that offer a 'QuickBooks (.qbo)' Web Connect download.
Imports into:: QuickBooks Desktop and QuickBooks Online (via Web Connect import).

Tips

If your dates look swapped, your bank may use DD/MM/YYYY — the converter detects the order automatically from your file.
QBO/QFX files carry a generic Intuit bank ID. QuickBooks or Quicken may ask you to confirm the bank on first import.
Files up to 8 MB are supported. Very large files may be summarized before AI conversion.

Frequently asked questions

Is the CSV to QBO converter free?

Yes — it's completely free, with no sign-up required.

What is a CSV file?

CSV (comma-separated values) is a plain-text spreadsheet format that opens in Excel, Google Sheets, and nearly every accounting or analysis tool.

What can I do with the QBO file?

QBO is the QuickBooks Web Connect file used to import bank transactions directly into QuickBooks.

Is my financial data private?

Your file is processed by the configured AI conversion provider, never sold, and not stored by this converter after the conversion runs.

Is there a file size limit?

Files up to 8 MB are supported, which covers even multi-year exports.

Will the QBO file import into QuickBooks or Quicken?

QBO/QFX files may need a bank-specific Intuit ID to import into QuickBooks or Quicken without a warning.

Other CSV conversions

CSV to Excel CSV to OFX CSV to QFX CSV to QIF CSV to PDF CSV to Tally XML

Convert other files to QBO

Any File to QBO Excel to QBO OFX to QBO QFX to QBO QIF to QBO IIF to QBO

Got a bank statement PDF instead?

Statemently turns statement PDFs into clean Excel, CSV, and accounting exports. Free to try.

Convert a statement