QIF to QFX Converter
Drop in a QIF file and download clean QFX. AI reads the file semantically, identifies financial or business transaction rows, and converts them into an import-ready QFX file.
QBO/QFX files may need a bank-specific Intuit ID to import into QuickBooks or Quicken without a warning.
Free · no sign-up · AI-powered semantic conversion.
How to convert QIF to QFX
- 1
Upload your QIF file
Drag and drop your .qif file, or click to browse. Statemently sends it to the configured AI provider for semantic conversion.
- 2
We convert it instantly
Statemently uses AI to understand the uploaded QIF file, normalize transaction-like rows, and write a clean QFX file.
- 3
Download your QFX file
Your QFX (.qfx) file downloads automatically, ready to import.
Why convert QIF to QFX?
You'll usually reach for a QIF → QFX converter when a bank, marketplace, bookkeeping tool, or business export gives you a QIF file, but the tool you actually work in needs QFX.
- Move transactions from Older Quicken versions, GnuCash, and many personal-finance apps into Quicken (Windows and Mac).
- Avoid manual re-keying and the errors that come with it
- Let AI interpret non-standard columns and normalize dates, descriptions, and amounts
Example: before and after
A sample QIF file and the exact QFX this tool produces from it.
Input · .qif
!Type:Bank
D06/02/2026
T4200.00
PDirect Deposit ACME Payroll
^
D06/04/2026
T-86.43
PWhole Foods Market
^Output · .qfx
OFXHEADER:100
DATA:OFXSGML
VERSION:102
SECURITY:NONE
ENCODING:USASCII
CHARSET:1252
COMPRESSION:NONE
OLDFILEUID:NONE
NEWFILEUID:NONE
<OFX><SIGNONMSGSRSV1><SONRS><STATUS><CODE>0<SEVERITY>INFO</STATUS><DTSERVER>20260604120000<LANGUAGE>ENG<FI><ORG>Statemently<FID>10000</FI><INTU.BID>3000</SONRS></SIGNONMSGSRSV1><BANKMSGSRSV1><STMTTRNRS><TRNUID>1<STATUS><CODE>0<SEVERITY>INFO</STATUS><STMTRS><CURDEF>USD<BANKACCTFROM><BANKID>000000000<ACCTID>000000000<ACCTTYPE>CHECKING</BANKACCTFROM><BANKTRANLIST><DTSTART>20260602<DTEND>20260604<STMTTRN><TRNTYPE>CREDIT<DTPOSTED>20260602<TRNAMT>4200.00<FITID>202606020<NAME>Direct Deposit ACME Payroll<MEMO>Direct Deposit ACME Payroll</STMTTRN><STMTTRN><TRNTYPE>DEBIT<DTPOSTED>20260604<TRNAMT>-86.43<FITID>202606041<NAME>Whole Foods Market<MEMO>Whole Foods Market</STMTTRN></BANKTRANLIST><LEDGERBAL><BALAMT>0.00<DTASOF>20260604</LEDGERBAL></STMTRS></STMTTRNRS></BANKMSGSRSV1></OFX>What ends up in your QFX file
| QFX field | Comes from |
|---|---|
| DTPOSTED | Transaction date (YYYYMMDD) |
| TRNAMT | Signed amount |
| TRNTYPE | DEBIT or CREDIT, derived from the amount sign |
| NAME / MEMO | Description |
| INTU.BID | Quicken branding block (generic by default) |
About QIF and QFX
QIF (.qif)
QIF (Quicken Interchange Format) is a long-standing plain-text format. Each transaction is a block of single-letter lines (D for date, T for amount, P for payee) ended by a caret. It predates OFX and is still widely supported.
- Exported by:
- Older Quicken versions, GnuCash, and many personal-finance apps.
- Read by:
- GnuCash, older Quicken, MoneyDance, Banktivity, and most money managers.
QFX (.qfx)
QFX is Intuit's Quicken-flavored version of OFX. It is structurally an OFX file with extra Quicken branding tags, used specifically to import transactions into Quicken.
- Created by:
- Banks that offer a 'Quicken (.qfx)' download for Web Connect.
- Imports into:
- Quicken (Windows and Mac).
Tips
- QBO/QFX files carry a generic Intuit bank ID. QuickBooks or Quicken may ask you to confirm the bank on first import.
- Files up to 8 MB are supported. Very large files may be summarized before AI conversion.
Frequently asked questions
Is the QIF to QFX converter free?
Yes — it's completely free, with no sign-up required.
What is a QIF file?
QIF (Quicken Interchange Format) is a long-standing plain-text format used by older Quicken versions, GnuCash, and many personal-finance apps.
What can I do with the QFX file?
QFX is Intuit's Quicken-flavored OFX file, used to import transactions straight into Quicken.
Is my financial data private?
Your file is processed by the configured AI conversion provider, never sold, and not stored by this converter after the conversion runs.
Is there a file size limit?
Files up to 8 MB are supported, which covers even multi-year exports.
Will the QFX file import into QuickBooks or Quicken?
QBO/QFX files may need a bank-specific Intuit ID to import into QuickBooks or Quicken without a warning.
Other QIF conversions
Convert other files to QFX
Got a bank statement PDF instead?
Statemently turns statement PDFs into clean Excel, CSV, and accounting exports. Free to try.
Convert a statement