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QIF to OFX Converter

Drop in a QIF file and download clean OFX. AI reads the file semantically, identifies financial or business transaction rows, and converts them into an import-ready OFX file.

.qif.ofx

Free · no sign-up · AI-powered semantic conversion.

How to convert QIF to OFX

  1. 1

    Upload your QIF file

    Drag and drop your .qif file, or click to browse. Statemently sends it to the configured AI provider for semantic conversion.

  2. 2

    We convert it instantly

    Statemently uses AI to understand the uploaded QIF file, normalize transaction-like rows, and write a clean OFX file.

  3. 3

    Download your OFX file

    Your OFX (.ofx) file downloads automatically, ready to import.

Why convert QIF to OFX?

You'll usually reach for a QIF → OFX converter when a bank, marketplace, bookkeeping tool, or business export gives you a QIF file, but the tool you actually work in needs OFX.

  • Move transactions from Older Quicken versions, GnuCash, and many personal-finance apps into QuickBooks, Quicken, GnuCash, Wave, MoneyDance, and most accounting tools.
  • Avoid manual re-keying and the errors that come with it
  • Let AI interpret non-standard columns and normalize dates, descriptions, and amounts

Example: before and after

A sample QIF file and the exact OFX this tool produces from it.

Input · .qif

!Type:Bank
D06/02/2026
T4200.00
PDirect Deposit ACME Payroll
^
D06/04/2026
T-86.43
PWhole Foods Market
^

Output · .ofx

<?xml version="1.0" encoding="UTF-8" standalone="no"?>
<?OFX OFXHEADER="200" VERSION="211" SECURITY="NONE" OLDFILEUID="NONE" NEWFILEUID="NONE"?>
<OFX><SIGNONMSGSRSV1><SONRS><STATUS><CODE>0</CODE><SEVERITY>INFO</SEVERITY></STATUS><DTSERVER>20260604120000</DTSERVER><LANGUAGE>ENG</LANGUAGE></SONRS></SIGNONMSGSRSV1><BANKMSGSRSV1><STMTTRNRS><TRNUID>1</TRNUID><STATUS><CODE>0</CODE><SEVERITY>INFO</SEVERITY></STATUS><STMTRS><CURDEF>USD</CURDEF><BANKACCTFROM><BANKID>000000000</BANKID><ACCTID>000000000</ACCTID><ACCTTYPE>CHECKING</ACCTTYPE></BANKACCTFROM><BANKTRANLIST><DTSTART>20260602</DTSTART><DTEND>20260604</DTEND><STMTTRN><TRNTYPE>CREDIT</TRNTYPE><DTPOSTED>20260602</DTPOSTED><TRNAMT>4200.00</TRNAMT><FITID>202606020v6jgau</FITID><NAME>Direct Deposit ACME Payroll</NAME><MEMO>Direct Deposit ACME Payroll</MEMO></STMTTRN><STMTTRN><TRNTYPE>DEBIT</TRNTYPE><DTPOSTED>20260604</DTPOSTED><TRNAMT>-86.43</TRNAMT><FITID>2026060417rbu62</FITID><NAME>Whole Foods Market</NAME><MEMO>Whole Foods Market</MEMO></STMTTRN></BANKTRANLIST><LEDGERBAL><BALAMT>0.00</BALAMT><DTASOF>20260604</DTASOF></LEDGERBAL></STMTRS></STMTTRNRS></BANKMSGSRSV1></OFX>

What ends up in your OFX file

OFX fieldComes from
DTPOSTEDTransaction date (YYYYMMDD)
TRNAMTSigned amount
TRNTYPEDEBIT or CREDIT, derived from the amount sign
NAME / MEMODescription
FITIDA stable unique ID per transaction

About QIF and OFX

QIF (.qif)

QIF (Quicken Interchange Format) is a long-standing plain-text format. Each transaction is a block of single-letter lines (D for date, T for amount, P for payee) ended by a caret. It predates OFX and is still widely supported.

Exported by:
Older Quicken versions, GnuCash, and many personal-finance apps.
Read by:
GnuCash, older Quicken, MoneyDance, Banktivity, and most money managers.

OFX (.ofx)

OFX (Open Financial Exchange) is the closest thing to a universal bank-data standard. It carries each transaction's date, amount, type, name, and a unique ID, so financial software can import it without any column mapping.

Created by:
Banks (via Direct Connect / Web Connect) and exports from Quicken and QuickBooks.
Imports into:
QuickBooks, Quicken, GnuCash, Wave, MoneyDance, and most accounting tools.

Tips

  • Files up to 8 MB are supported. Very large files may be summarized before AI conversion.

Frequently asked questions

Is the QIF to OFX converter free?

Yes — it's completely free, with no sign-up required.

What is a QIF file?

QIF (Quicken Interchange Format) is a long-standing plain-text format used by older Quicken versions, GnuCash, and many personal-finance apps.

What can I do with the OFX file?

OFX (Open Financial Exchange) is the universal bank-data format read by QuickBooks, Quicken, GnuCash, and most accounting tools, importing with no column mapping.

Is my financial data private?

Your file is processed by the configured AI conversion provider, never sold, and not stored by this converter after the conversion runs.

Is there a file size limit?

Files up to 8 MB are supported, which covers even multi-year exports.

Other QIF conversions

Convert other files to OFX

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